Visa Consulting & Analytics Director – Portfolio Optimization & Solutions

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Visa will accept applications for this role until at least 10-19-2026 Job Description Company Description Visa Inc. is a global payments technology company that connects consumers, businesses, financial institutions and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks. Visa Consulting & Analytics (VCA) is a global team of industry experts in strategy, marketing, operations, risk and fraud consulting, with decades of experience in the payments industry. Our VCA teams offers: Consulting services customized to the needs of Visa clients' business objectives and strategy Business and economic insights and perspectives that impact business and investment decisions Self-service digital solutions Visa clients can leverage to improve performance in product, marketing and operations Proven data-driven marketing strategies to increase clients’ ROI Visa Consulting & Analytics (VCA) is seeking a  Director   to serve as the subject matter expert for   card portfolio optimization   across   the  Latin America and Caribbean region . This role will   lead   the development, governance, and scaling of portfolio optimization capabilities by defining standards, shaping data- and AI-enabled solutions, enabling regional collaboration, and supporting adoption across markets.   The Director will work closely with regional and market teams, Visa cross-functional partners, and VCA leadership to connect  Visa capabilities, VCA services, industry knowledge, and client needs  into practical, scalable solutions. The role also includes responsibility for strategic initiative governance, change management, communications, training, and agile facilitation to ensure successful execution and adoption.   The successful candidate will bring strong experience in  payments, card portfolio management, analytics, consulting, project management, and business transformation , with the ability to combine strategic leadership with hands-on execution in a lean team environment.   Key Responsibilities   Serve as a   credit and debit   card   portfolio management consulting subject matter expert , advising clients and internal teams on portfolio growth, lifecycle management—including acquisition, activation, usage, cross- sell , loyalty, retention, and attrition management—performance improvement, and client impact opportunities.   Define and maintain portfolio optimization consulting standards , including methodologies, business rules, recommendation frameworks, delivery guidelines, diagnostic approaches, and reusable advisory assets.   Shape data-, analytics-, and AI-enabled advisory capabilities   by defining, assessing, and approving business requirements, use cases, outputs, insights, and implementation considerations .   Build scalable consulting frameworks ,   playbooks, templates, and training materials   to standardize   card   portfolio optimization delivery across markets.   Partner with regional and market teams to promote collaboration , share best practices, capture lessons learned, and scale proven approaches .   Support Visa and VCA strategic priorities   by connecting VCA advisory services, Visa capabilities, industry expertise, and client needs into actionable recommendations.   Govern strategic consulting initiatives   by managing priorities, tracking progress, identifying risks and dependencies, and maintaining clear documentation, action plans, and executive-ready status materials.   Drive change management and adoption efforts , including stakeholder engagement, communications, training, knowledge-sharing sessions, and practical use of AI tools and analytical capabilities.   Facilitate agile ways of working for AI squads or cross-functional workstreams , supporting routines, coordination, issue resolution, and progress tracking.   Lead, coach, and develop direct reports while remaining hands-on in execution , directly driving key consulting workstreams, deliverables, analysis, materials, and stakeholder coordination due to the lean team structure.   This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic   Qualifications:   15+ years of relevant experience   in   card portfolio management ,   consulting,   analytics, strategy   and   business transformation.   Strong knowledge of  banking operations, payment schemes, and card portfolio management , including products and services, business systems, processes, marketing initiatives, and performance levers.   Proven experience using  financial and business performance indicators  to assess portfolio health, measure impact, identify opportunities, and support data-driven recommendations.   Experience leading initiatives related to  card portfolio optimization, project management, operational efficiency, and change management , preferably within payments, banking, financial services, or consulting.   Demonstrated ability to  lead and develop teams , set priorities, manage performance, and influence effectively in a matrixed environment.   Bachelor’s degree   required , preferably in a quantitative, analytical, or business-related field such as engineering, mathematics, statistics, economics, finance, science, or business administration; advanced degree   preferred .   Required Ski