Senior - Retirement and Benefits Analyst

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Retirement and Benefits Analyst will provide comprehensive analysis and oversight of employee retirement and voluntary benefit programs, evaluating plan performance, compliance, utilization, and cost-effectiveness. This role will develop and present detailed reporting on savings patterns, retirement concerns, and benefit trends and utilization. The analyst will translate data into insights and recommendations that inform our overall financial well-being strategy and plan design. The Analyst will recommend policy and program enhancements, partner with vendors to negotiate terms and implement benefit changes, ensure compliance with applicable regulations, and lead the coordination and facilitation of annual benefit plan audits, including preparation of supporting documentation and collaboration with internal and external stakeholders. Essential Job Functions Analyze and evaluate employee benefits programs against financial readiness detail to ensure effectiveness, compliance, and cost-effectiveness. - (30%) Develop recommendations for adjusting policies to enhance plan designs while adhering to regulations. - (20%) Research market trends for new products and collaborate with vendors to negotiate terms and implement changes to benefit programs. - (15%) Prepare and present detailed reports on benefit effectiveness metrics to stakeholders, including investment committee members. - (10%) Assist in the creation and implementation of new benefits programs to meet organizational needs and align with pillars. - (10%) Facilitate the annual DC plan audit along with initial quality review of the annual 11-K filing and annual 5500 filing(s). - (10%) Provide support for benefits-related inquiries by delivering accurate financial information and guidance to facilitate effective use of programs across organizational pay ranges. - (5%) Minimum Qualifications High School Diploma or GED. 5-8 years of experience in benefits analysis and management. 5-8 years of senior-level experience managing complex benefits programs. Preferred Qualifications Bachelor’s Degree or in Human Resources or Organizational Management. 5-8 years of experience giving presentations and exemplary public speaking skills. Skills Microsoft Excel Microsoft Excel Pivot Table Microsoft Excel Data Analysis Microsoft Word Templates Microsoft PowerPoint Adobe Accounting Finance Detail-Oriented Deadline Adherence Online Presentations Meeting Presentations Reports To : Senior Manager and above Direct Reports : 0 Work Environment Normal office environment. (Remote or Hybrid), 3 to 4 days per month are expected in office if within 60 miles of a posted Bread Financial location. Travel Ability to travel up to 10% annually Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing Communicate/Talking Stationary Position/Seated Typing/Writing Maintain focus in high pressure or fast-paced work environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Salary Range (unless otherwise noted below): $90,400.00 - $144,700.00 Full Salary Range for position: California: $104,000.00 - $180,900.00 Colorado: $90,400.00 - $159,200.00 New York: $99,400.00 - $180,900.00 Washington: $99,400.00 - $166,400.00 Maryland: $99,400.00 - $159,200.00 Washington DC: $104,000.00 - $166,400.00 Illinois: $90,400.00 - $159,200.00 New Jersey: $104,000.00 - $166,400.00 Vermont: $90,400.00 - $144,700.00 Ohio: $90,400.00 - $144,700.00 Maine: $90,400.00 - $144,700.00 Connecticut: $99,400.00 - $159,200.00 Virginia: $90,400.00 - $144,700.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26.  New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period).  Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period.   Hired associates can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginni