Senior Accountant
Axos Bank · San Diego, CA
📍 HQ - San Diego, CA💰 $75,000via workdayFirst listed here 2026-09-24
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Axos Bank
Target Range:
$75,000.00/Yr. - $95,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Senior Accountant is a key contributor to investor reporting and accounting operations in a highly regulated banking and public-company environment. This role is responsible for the accuracy, timeliness, and control of journal entries, general ledger activity, investor and custodial reconciliations, and monthly and quarterly close deliverables. The position supports reporting for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors, including remittances, servicing transfers, payoff activity, and related regulatory and financial reporting. Working closely with servicing, accounting & finance, secondary marketing and special assets, the Senior Accountant helps deliver high-quality reporting, strong financial discipline, and effective support for regulatory compliance and enterprise risk management.
Responsibilities:
Lead the preparation and review of investor reports, remittances, and accounting schedules for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors in accordance with established requirements and internal controls
Own reconciliations across general ledger, custodial, clearing, principal and interest, escrow, and loan-level accounts, and drive timely investigation and resolution of variances
Support month-end, quarter-end, and year-end close activities, including journal entries, reconciliations, and documentation required for management, audit, and external reporting
Maintain a strong documentation and control framework in support of investor, audit, regulatory, and public-company reporting expectations
Analyze servicing-related activity, remittance variances, servicing transfers, and payoff transactions, and support the timely resolution of complex accounting and operational exceptions
Leverage sub-ledger system, Jack Henry to support reporting, reconciliations, transaction processing, and continuous process improvement
Prepare and support schedules, analyses, and documentation for investors, regulatory, audit, and external financial reporting requirements
Qualifications:
Bachelor’s degree in Accounting, Finance, or a related field
5+ years of progressive accounting experience, preferably within servicing, banking, financial services, or a public-company environment
Strong knowledge of general ledger accounting, reconciliations, accruals, and month-end close processes
Experience supporting investor reporting, custodial account reconciliations, remittances, and servicing-related accounting activities
Working knowledge of mortgage servicing concepts, including principal and interest, escrow, servicing transfers, payoffs, and investor reporting requirements
Familiarity with reporting requirements for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors is preferred
Understanding of internal controls, audit support, regulatory compliance, and public-company reporting expectations
Proficiency in Excel and experience with accounting and mortgage servicing systems
Strong analytical, organizational, and problem-solving skills, with close attention to accuracy and deadlines
Effective written and verbal communication skills and the ability to partner across servicing, finance, treasury, compliance, and audit functions
CPA or CPA candidacy preferred
Axos Employee Benefits May Include:
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard of
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