SBA Loan Processor/Closer

We are changing FINANCE to finance CHANGE! At  Climate First Bank , we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We’re proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking. With branches in  St. Petersburg, Winter Park, Mount Dora , and a growing  digital presence , we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them. Under our Holding Company,  Climate First Bancorp , we are also powered by OneEthos.  OneEthos  operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending. Join the Movement We’re seeking  driven, mission-aligned  individuals ready to make an impact. If you’re passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home. Our team is one of  goal-setters, go-getters, problem solvers, thought leaders, and changemakers . We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality. Thrive at Climate First Bank At Climate First Bank, we’re investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance. Please note that benefit eligibility varies by employment status and that benefits for part-time employees may differ from those listed below. Compensation   —  In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors. Health Coverage  —  100% employer-paid for employees; employer contribution for dependents by Us Medical, Dental & Vision Insurance  Health Savings Account (HSA)  Free Telemedicine access via Teladoc   Financial Wellness & Wealth Building 401(k) with 6% Employer Match —  No Vesting Period. Employee Stock Options  Exclusive Employee Banking Perks  0% Financing for Employee Solar Loans  Employee Only Mortgage Product  with exclusive interest rates and terms. 0% Financing for Eligible Electric Vehicles (EVs)  Referral Incentives  Generous Paid Time Off 2–4 Weeks of Vacation  based on officer level plus additional tenure-based time. 64 Hours of Paid Sick Time  for all full-time employees. Protection & Peace of Mind Company-Paid Life Insurance  Short- & Long-Term Disability Insurance Voluntary Life, Accident & Critical Illness Coverage   Employee Assistance Program (EAP)  with free counseling, legal, and financial services. Now Hiring: SBA Loan Processor/Closer We’re looking for an SBA Loan Processor/Closer who will be the driving force behind getting loans across the finish line and the main liaison between the BDO, the borrower, and the Small Business Administration (SBA). This role is a unique blend of expert SOP knowledge, deep loan processing acumen and a keen eye for the small details that make or break a successful and timely closing. What You’ll Contribute: Processing Efficiency You masterfully move loans through their various stages, including application submission, approval, processing and closing. Act as the primary liaison between the BDO, the Underwriter, the borrower, and the Small Business Administration (SBA) for collateral review and loan documentation. You manage the loan application pipelines and work with the Lender Service Provider (LSP) to ensure timely closings and coordinate with Loan Operations for funding. Act as the primary facilitator of loan closings, manage all due diligence, follow up and communicate proactively with stakeholders. SBA Knowledge You consistently stay abreast of all SOP changes. You leverage your extensive SBA knowledge to review loans for SBA eligibility. You ensure all loan files are properly documented, meet SBA and bank standards and are properly entered into ETRAN for approval. Customer Centric Mindset You build strong relationships with borrowers or internal stakeholders. You approach each interaction with a service first mindset and never compromise on exceptional borrower interactions. You address all questions, concerns and issues promptly and through a consultative lens. Champion Our Mission, Protect What Matters Adopt a commitment to environmental, social, economic, and racial justice. Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training. Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations. Question suspicious activity and collaborate closely with the respective department(s) to help prevent fraudulent activity. What Makes a Stand-Out Candidate: Experience & Education 3-5 years of dedicated SBA experience Bachelor’s degree in finance, accounting or other business-related fields highly desired Excellent SBA SOP knowledge Entrepreneurial Self-Starter - You take charge of your work product and take pride in delivering consistently great and measurable results. You independently carry out the requirements of the packaging and closing process in a high-volume environment, anticipate and mitigate slowdowns and have a