Product Owner Senior - Treasury Management Receivables

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Product Owner Senior within PNC's Treasury Management organization, you will be based anywhere within the PNC footprint, near an office location. PNC Treasury Management is seeking an experienced Product Owner to support the strategy, development, and evolution of our Receivables platform and associated receivables solutions. This role serves as the bridge between business stakeholders, operations teams, technology partners, and Agile development teams to deliver innovative receivables capabilities that help clients streamline payment processing, automate cash application, and improve working capital outcomes. The ideal candidate will bring a background in Treasury Management, Product Management, Business Analysis, or a related discipline, along with hands-on experience serving as a Product Owner in an Agile environment. Experience with receivables products such as Lockbox, Integrated Receivables, Cash Application, Electronic Receivables, ACH, Wire, ERP integrations, or related Treasury Management solutions is highly desirable. Key Responsibilities • Serve as Product Owner for one or more Receivables product initiatives. • Own and maintain the product backlog, including user stories, acceptance criteria, prioritization, and sprint planning activities. • Partner closely with technology teams, architects, UX designers, and business stakeholders throughout the software development lifecycle. • Support the development and execution of the Receivables product roadmap. • Identify opportunities to enhance the client experience, improve operational efficiency, and drive revenue growth. • Partner with Product Managers to evaluate market trends, competitive offerings, client feedback, and strategic priorities. Preferred Qualifications • Experience with Treasury Management receivables products, including: o Lockbox o Integrated Receivables o Cash Application o Electronic Receivables o ACH, Wire and Instant Payments Payments o Payment Matching and Reconciliation o ERP Integrations • Certified Scrum Product Owner (CSPO), SAFe Product Owner/Product Manager, or similar Agile certification. • Experience working with commercial banking clients. • Familiarity with digital user experiences, ERP connectivity, API-based integrations, or digital treasury platforms. • Experience supporting product modernization, automation, or workflow transformation initiatives. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.   PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Owns the vision and definition of the product. Serves as the voice of the Customer. Responsible for ensuring the Scrum Team(s) effort is concentrated on the right priorities based on business value. Defines and conveys the vision to the team(s) in order to address client requirements to ensure a successful product based on business value. Drives the creation of and the integrity of the product backlog. Leads grooming of the product backlog and ensures the backlog is correctly prioritized based on business value. Responsible for ensuring the Scrum Master(s) and development team(s), are focused on the right priorities during the development process. Primary point of contact for questions from the team(s) and is empowered to make decisions. Accepts delivery of working product from the Scrum Team(s). Socializes the delivery of business value and outcomes of the iteration to the stakeholders and clients. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Accountability, Customer Solutions, Data Visualization, Prioritization, Scrum, User Experience (UX) Design Competencies Agile Development, Business Acumen, Design Thinking, Effective Communications, Innovation, Interpersonal Relationships, IT Standards, Procedures & Policies, Managing Multiple Priorities, Organizational Leadership, Planning and Organizing, Solutions Development Work Experience Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Language Assessments   No Required or Preferred Language Assessments   Pay Transparency Base Salary: $112,000.00 – $249,600.00 Salaries may vary based on geograp