Portfolio Analytics & Strategy Analyst Senior - Data, Modeling & Analytics

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Analyst Senior within PNC's Data, Modeling & Analytics Credit Card Modeling organization, you will be based in Pittsburgh, PA, Cleveland, OH, Wilmington, DE or Tysons Corner, VA. Role Overview: This position will support the accurate and timely execution and reporting around PNC’s retail lending models, particularly for CECL and CCAR credit loss forecasting. The candidate will use Python, PySpark, and SQL for model execution and data analytics, as well as for other operational processes supporting CECL/CCAR. We are seeking candidates who are effective communicators and who enjoy tackling complex problems. In this role, you will translate knowledge of PNC’s lending products, data, and models into actionable insights for senior management. In this role, you will: • Write code for data stitching, data validation, model output analysis, and similar tasks • Create effective PowerPoint reports and document methodologies • Generate tables and figures for presentations and ad hoc requests • Explain the work and approach to internal and external personnel • Learn and explain domain knowledge from business partners Preferred skills and experience: • 2 years’ experience with Python (or R/C/C++) as primary programming language • 2 years’ experience with data visualization (e.g., Matplotlib, Tableau, Excel) • Experience with PySpark, Pandas, NumPy, Scikit-learn, Slurm, SQL • Familiarity with IT infrastructure and the command line / bash / os.system() • Experience with automation through readable and reusable code • Experience with managing Python libraries and following basic software development practices • Knowledge of regulatory credit loss (CECL/CCAR) processes and broad knowledge of bank balance sheets • Knowledge of statistical modeling and model lifecycle procedures within the financial services sector PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.   PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite Competencies Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking Work Experience Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (includin