Lead Strategy and Planning Consultant

Wells Fargo is seeking a Lead Strategy & Planning Consultant to join the Payments Strategy team within Consumer Banking and Lending as the organization advances a more product-oriented approach. This role will help shape strategies for digital wallets and other payment capabilities by connecting customer and business needs with market insights, data, and analytics. The individual will lead complex strategic initiatives, evaluate opportunities to expand debit share and improve margins, and translate findings into actionable recommendations for senior leaders. This is an opportunity to influence the evolution of Wells Fargo’s payments ecosystem while supporting innovative, customer-centered experiences across digital and traditional channels. Learn more about our career areas and business divisions at wellsfargojobs.com . In this role you will: Lead complex, high-impact initiatives across alternative payment methods, debit, account-to-account payments, and digital wallets, including cross-functional initiatives with broad impact Apply advanced payments and strategy expertise to evaluate market developments, customer needs, emerging technologies, and competitive activity and translate findings into actionable recommendations Serve as a key participant in large-scale planning efforts that shape payments strategy, inform business priorities, and improve customer experiences Review and analyze complex, multifaceted, larger-scale, or longer-term business challenges that require evaluation of multiple factors, including emerging risks and areas with limited precedent Identify and evaluate strategic investments, partnerships, and growth opportunities, including business cases, financial considerations, customer value, and execution risks Make decisions and recommendations in complex and ambiguous situations; exercise independent judgment to influence broader work teams, meet deliverables, and advance new initiatives Develop and refine frameworks and processes for evaluating strategic opportunities, including partner economics, return on investment, and cross-border payment considerations Strategically collaborate and consult with peers, cross-functional partners, and mid-level to senior managers to resolve issues, align priorities, communicate recommendations, and support execution of business plans Required Qualifications: 5+ years of Strategy and Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 5+ years of experience in strategy consulting, corporate strategy, market intelligence, competitive analysis, or a combination of these areas Experience developing payments or financial services strategies informed by customer needs, market dynamics, business priorities, and industry trends Experience evaluating market opportunities through market sizing, competitive analysis, financial analysis, business cases, or return on investment frameworks Knowledge of payment products and capabilities, including debit, digital wallets, account-to-account payments, cross-border payments, or alternative payment methods Experience translating complex market and business information into actionable recommendations, strategic narratives, and executive-level presentations Experience strategically collaborating with and influencing cross-functional partners and mid-level to senior managers in a matrixed environment Knowledge of emerging payment technologies, financial technology developments, competitive activity, and relevant regulatory considerations Job Expectations:  Ability to travel up to 10% of the time   This position is not eligible for Visa sponsorship Ability to work a hybrid schedule Willingness to work on-site in accordance with current office requirements Locations:    333 Market Street, San Francisco, California 1755 Grant St, Concord, California         550 S 4th St, Minneapolis, Minnesota 401 S Tryon St, Charlotte, North Carolina Required locations listed above. Salary Range: San Francisco:  $131,000-$224,000 annually Minneapolis: $119,000-$206,000 annually Actual salary will depend on location, experience, and qualifications. Please note: Job posting may come down early due to volume of applicant Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $119,000.00 - $224,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 11 Nov 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Comp