Fraud Analyst II

Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Job Description A Fraud Analyst II is responsible for the day to day investigation and SAR preparation of fraud-related cases referred to department by other areas of the bank by performing the following duties. Duties and Responsibilities include the following. Capable of performing all essential Fraud Analyst I duties efficiently and serves as backup as needed. Assists with developing and maintaining Fraud Best Practices and policies. Prepares Suspicious Activity Reports (SARS) according to FinCEN guidelines. Conducts subpoena reviews as needed. Processes Non-Entry requests and Indemnifications agreements. Communicates with account officers to compile necessary information and documents. Coordinates with law enforcement regarding fraud related matters and files charges when necessary. Reviews Questionable Activity Reports (QARs) and assigns them to the appropriate department. Assists with training of Fraud Analyst I. Assists with compiling and submitting fraud reports to the risk department monthly. Assists with fraud investigations that require extensive research and analysis. Supervisory Responsibilities                                                     This job has no supervisory responsibilities. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience     High school diploma or general education degree (GED) required; Bachelor's degree (B. A.) from four-year college or university preferred; one to three years prior banking experience is required, prior BSA and/or Fraud experience preferred                                                Language Skills                                                               Ability to read and comprehend simple instructions, short correspondence, and memos.  Ability to write simple correspondence.  Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Mathematical Skills                                                      Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.  Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Reasoning Ability                                                           Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions.  Ability to deal with problems involving a few concrete variables in standardized situations. Computer Skills                                                              To perform this job successfully, an individual should have basic knowledge of computer applications such as the Internet, Outlook, Microsoft Word, Microsoft Excel and banking software.  Ability to use basic office machines including 10-key, computer keyboard, telephone, fax machine and copy machine. Customer Service Skills                                                               Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor.  Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Community Trust.  Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stoop, kneel, crouch, or crawl.  The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision and ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position operates in a professional banking environment and routinely uses standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners. The role requires maintaining a high level of professionalism, confidentiality, and attention to detail in all interactions. Work is typically performed in a corporate office