Enterprise Risk Testing Analyst

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Enterprise Risk Testing Analyst is a second line of defense risk management function that ensures the development and maintenance of a strong risk culture by developing and maintaining a program infrastructure that measures, monitors, and reports compliance with applicable laws, regulations and rules that govern a specific line of business and/or adherence to policies and procedures to ensure controls established are operationally effective to mitigate risk. Associates at this level should have full ownership of one or more processes, reports, procedures, or products, and are considered analytical or procedural experts within a specific line of business, risk area, or program. Primary Responsibilities Serves as subject matter expert in compliance and operational risk to effectively execute testing activities Maintains advanced knowledge of rules and regulations and their impact on products, services, and operations for a specific line of business or program Maintains advanced knowledge of Regions products and services, as well as systems supporting them, to evaluate if the products/services and systems are performing as designed to meet regulatory requirements and are operating effectively Maintains advanced knowledge and understanding of risk management concepts around risks and controls and key operational processes Assists with the administration of a monitoring and testing program to report on effectiveness of controls against expected outcomes to meet all applicable laws and regulations or operational processes Focuses on the resolution of complex problems or transactions, where expertise is required to interpret the results against policies, guidelines, or processes Conducts transaction testing activities, analyzes results and documents findings Drafts summary of testing results for distribution to key stakeholders Collaborates with key stakeholders in executing the testing program Supervises day-to-day work of other professional level risk testing associates on occasion Assists in oversight activities for the team as needed Performs and participates in various projects as needed Identifies and implements automated testing and data analytics activities This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. Requirements Bachelor’s degree and five (5) years of experience in Compliance, Operational Risk, Quality Assurance/Control, Audit, or other related risk function specific to a line of business or program Or High School Diploma and nine (9) years of experience in Compliance, Operational Risk, Quality Assurance/Control, Audit, or other related risk function specific to a line of business or program Preferences Relevant certifications and/or licenses, such as: Certified Regulatory Compliance Manager (CRCM) Certified Anti Money Laundering Specialist (CAMS) Certified Information Security Auditor (CISA) Financial Risk Manager (FRM) Financial Industry Regulatory Authority (FINRA) Licenses Skills and Competencies Ability to mentor and train junior associates Ability to research, analyze data, and derive facts Ability to work in a team environment when applicable Ability to work independently, with limited guidance Ability to work under pressure and meet deadlines Demonstrated leadership capabilities Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.) Strong verbal, written communication, and organizational skills Strong work ethic and self-motivation Experience in compliance testing with a strong understanding of consumer banking regulations and controls. Ability to analyze large data sets and partner with Data & Analytics teams to develop testing criteria, evaluate regulatory requirements, and identify exceptions across full populations rather than sample-based reviews. Knowledge of regulatory compliance frameworks and the ability to collaborate with compliance advisors to understand and apply regulatory interpretations to testing activities. Strong investigative and analytical skills with experience researching outliers, exceptions, and transaction-level activity to determine root causes and support issue resolution. Experience working cross-functionally with Compliance, Operational Risk, and business partners to communicate testing results, support remediation efforts, and provide reporting to management. Highly detail-oriented with the ability to execute recurring testing engagements, review testing scripts and methodologies, monitor monthly results, and ensure accuracy in compliance testing outcomes. Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates