Credit Portfolio Manager

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs. This active posting is for a Credit Portfolio Management Role: Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting. Credit Portfolio Manager 1 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically three to five years of wholesale banking or related experience Preferred Skills/Experience - Basic knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills Credit Portfolio Manager 2 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically five to seven years of wholesale banking or related experience Preferred Skills/Experience - Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills Credit Portfolio Manager 3 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically seven to 10 years of wholesale banking or related experience Preferred Skills/Experience - Advanced knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills Credit Portfolio Manager 4 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically 10 or more years of wholesale banking or related experience Preferred Skills/Experience - Extensive knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants . Benefits:   Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the  E-Verify program . The salary range reflects figures based on the primary location, which is lis