Credit Officer-Leveraged Finance
Bank of America · Charlotte, NC
📍 Charlottevia workdayFirst listed here 2026-09-13
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Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship. Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, and the ability to provide feedback to less experienced teammates. The clients are primarily owned by private equity firms with leveraged capital structures.
Responsibilities:
Partners with relationship management and product partners to assess clients’ credit needs and create solutions
Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
Mentors and supports associates
Required Qualifications:
5+ yrs experience in a corporate or commercial credit role.
Desired Qualifications:
Experience underwriting leveraged loans
Experience underwriting financial sponsor portfolio companies
Strong technical skills including quantitative financial modeling
Formal credit training program at financial institution
BA Degree
Skills:
Analytical Thinking
Credit and Risk Assessment
Financial Analysis
Research Analysis
Underwriting
Attention to Detail
Business Acumen
Financial Forecasting and Modeling
Loan Structuring
Written Communications
Business Development
Collaboration
Critical Thinking
Portfolio Analysis
Stakeholder Management
Shift:
1st shift (United States of America)
Hours Per Week:
40
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