2027 Commercial Real Estate Development Program

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Our   Commercial Real Estate   t eam    Commercial Real Estate (CRE) is   recruiting for   its next Credit Analyst class to join the National CRE Underwriting Team.   This selective program provides a diverse foundation in commercial real estate and credit principles.   Analysts gather, analyze, and interpret loan information to assess performance and recommend actions to address risk. The program offers a collaborative and fast-paced environment while preparing candidates for internal opportunities in Relationship Management, Capital Markets, Underwriting Management, Technology / Analytics, and Credit.   Credit analysts   are located in   seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more.   What   you’ll   do   Conduct analysis of financial statement s   and assessment of credit requests, providing recommendations tied to analysis and assessment of credit risk. Over the course of our 3-year program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors.   As a   CRE   A nalyst,   you’ll :   Underwrite   new business opportunities for credit approval, including project, market, and   sponsor   financial analysis, structuring of loan terms, and risk evaluation.   Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project’s and/or client’s risk profile.   Measure,   monitor , and test a wide variety of financial covenants as specified within credit approval documents   Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system   Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration   Interact with clients as   appropriate ; attend meetings or calls with companies in the supported portfolio   Develop technical and business acumen through training, mentorship, and exposure to senior executives   Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops   U tilize AI-enabled tools, including Microsoft Copilot, to support financial analysis, market research, portfolio monitoring, and preparation of credit-related materials while applying   appropriate professional   judgment and risk discipline.   Who   we’re   looking for   We’re   looking for talent with   demonstrated   leadership capabilities, strong work   ethic   and intellectual curiosity.   Locations:   Charlotte, Denver, Los Angeles, Minneapolis, New York   Basic qualifications:   Bachelor’s degree completed in December 2026 or spring 2027. Basic understanding of Financial/Accounting terms, concepts, and applications   Ability to start development program on Ju ly 12, 2027   Preferred qualifications:   Preferred GPA of 3.0 or above    Strong written and verbal communication skills   Well-developed analytical skills   Acute attention to detail   Ability to work well under pressure and time constraints   Ability to work equally well in a team environment and independently,   exhibiting   initiative, ownership, and flexibility   Effective oral and written communication skills    Proficient in Excel and PowerPoint    Experience with or exposure to Microsoft Copilot or other artificial intelligence (AI) tools and an interest in applying technology to enhance productivity, decision-making, and client-focused outcomes.   Work ing model and hours:   This role is   hybrid . Team members who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.     Development program members work approximately   40-hours   each week in this fulltime role.   The application process    If you are interested in applying and learning more, click on the Apply Now icon to   submit   your application.     Posting may be closed earlier due to   high   volume of applicants. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants . Benefits:   Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term lif